A senator proposes legislation that will positively effect producers of masks during a pandemic. He also gets major contributions to his from a major company that produces masks. What is this an example of?

a. social lack of responsibility

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b. conflict of interest

c. conflict of loyalty

d. whistleblowing

16. (true story) (3 points)

“A US government scientist has filed a …complaint alleging he was ousted from his position after raising concerns that the Trump administration wanted to “flood” coronavirus hotspots like New York and New Jersey with a malaria drug that Donald Trump was pushing despite scant scientific evidence it helped.

Rick Bright, former director of the Biomedical Advanced Research and Development Authority, filed the complaint on Tuesday with the Office of Special Counsel, a government agency responsible for these complaints. He alleges he was reassigned to a lesser role because he resisted political pressure to allow widespread use of hydroxychloroquine, a malaria drug favored by the president.

Bright also said the Trump administration rejected his warnings on Covid-19, the disease caused by the virus. Bright said he “acted with urgency” to address the growing spread of Covid-19 after the World Health Organization issued a warning in January.

He said he “encountered resistance from HHS leadership, including health and human services secretary [Alex] Azar, who appeared intent on downplaying this catastrophic event”.

Bright alleges in the complaint that political appointees at the Department of Health and Human Services had tried to promote hydroxychloroquine “as a panacea”. The officials also “demanded that New York and New Jersey be ‘flooded’ with these drugs, which were imported from factories in Pakistan and India that had not been inspected by the FDA”, the complaint says.

But Bright opposed broad use of the drug. He felt an urgent need to tell the public that there wasn’t enough scientific evidence to support using the drugs for Covid-19 patients, the complaint states.

In a statement issued late last month, Bright said: “While I am prepared to look at all options and to think ‘outside the box’ for effective treatments, I rightly resisted efforts to provide an unproven drug on demand to the American public.” (directly cited from:

What Dr. Bright is doing is called what? _______________.

What is the best way to increase your credit score?

  1. Call your credit company and ask to speak with a representative.
  2. Pay all your bills before or on time.
  3. Spend close to the limit that you have been granted on the card.
  4. None of the above

In compiling the score, the credit bureaus consider all of the following except:

a. Income

b. Length of credit history

c. Total amount owed

d. Payment history

What is the best way to get a copy of your credit report?

A. Ask someone at your Bank

B. Ask your credit card company

C. Go online to and request a free copy

D. Buy a credit report from one of the credit report agencies for $15

To understand the value of saving money and why you should start saving while you are young, the most important thing to grasp is the power of:

A. investing wisely

B. the money market

C. compound interest

D. the stock market

Which of the following options is an effective way to finance college?

  1. Scholarships
  2. Grants
  3. Loans [preferably low interest subsidized government loans]
  4. Work Studies
  5. All of the above


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